
Dennis A. Keithly MBA
Senior Educator
NMLS #1010315
Fresno, CA
(559) 917-4955With combined 55 years of mortgage experience and almost 30 years originating reverse mortgages, Reverse Your Thinking Mortgage, a division of e Mortgage Capital, works closely with homeowners, financial planners, attorneys, credit unions/banks, CPAs, realtors and other professionals to integrate home equity into comprehensive and strategic retirement strategies. With over $ 14 trillion in senior home equity nationwide, today's reverse mortgage has evolved into a powerful financial planning tool, not as a last resort.
We were founded to help pre and post retirees, plus their professional advisors better understand how home equity
can support long-term financial security. Based in California, I was proudly raised on Sun-Maid values of integrity and hard work. We specialize in reverse mortgage strategies designed to complement, not replace, traditional financial planning.
Our team has been originating reverse mortgages for almost 30 years, working collaboratively with trusted professionals to help clients improve cash flow, manage market risk, set up a line of credit that grows over time and extend life over retirement assets, not having to worry about running out of income during one's lifetime.
We serve clients throughout California and 46 other states through our broker relationship with e Mortgage Company.
Today's reverse mortgage is no longer just a loan of last resort. When properly structured, it can be used as a financial planning tool to:
When coordinated with professional advisors, home equity can play a meaningful role in preserving wealth and improving retirement outcomes
We provide access to a wide range of home equity solutions, such as:
All options are evaluated with the client and planning-first mindset.
Our primary focus is collaborating with business and financial professionals, including:
We act as a resource, educator and collaborator, not a replacement for existing relationships