Reverse Mortgage Company in Fresno, California
Meet Dennis A. Keithly MBA
Dennis A. Keithly MBA
Senior Educator
NMLS #1010315
(559) 917-4955
Fresno, California Reverse Mortgage Broker
Dennis Keithly and Reverse Your Thinking are one of the top teams to deal with in Fresno if you’re keen to learn more about reverse mortgages – from Modesto to Bakersfield and throughout the San Joaquin Valley.
Dennis was born in nearby Selma, California and was raised on his family’s farm in the Easton area, where they grew raisins, cotton and wheat.
His parents taught him the value of hard work, communication, finances, stewardship and long-term planning.
Dennis has since lived and worked in five countries, travelled to more than 60 and can communicate in four languages including Spanish which he studied.
He has more than 50 years of experience in consultative sales across agriculture, consumer goods, finance, industrial products, office automation and mortgage lending.
With two decades devoted specifically to mortgage lending experience and the last 13 years dedicated to reverse mortgages for pre- and post-retirees, Dennis offers an enormous depth of knowledge in retirement planning, income and asset-preservation strategies.
“Baby boomers collectively hold an estimated $14 trillion in home equity,” Dennis said.
“But the vast majority do not incorporate or consider this asset as part of their retirement planning.
“That’s despite the biggest concern among retirees being the risk of outliving their savings.
“Properly structured, home equity can provide additional liquidity, increase cash flow and reduce portfolio strain without requiring the sale of the family home.”
Dennis is uniquely poised to understand the fears and challenges baby boomers face. He’s one himself.
“My catchphrase is, ‘I am a senior helping other seniors age in place with dignity and grace without worrying about outliving their lifelong retirement savings’.”
Engage Dennis and he will happily consult your family and professional advisors to evaluate whether these solutions fit within your overall financial plan and goals.
“My role is educational and consultative, focused on facts, suitability and long-term outcomes,” Dennis said.
What is a reverse mortgage?
A reverse mortgage is like a magic wand for seniors who are asset rich but cash poor and fearing they may have to sell their home to finance their retirement.
Fear not!
This incredible loan product is your knight in shining armour.
A reverse mortgage essentially allows you to access the equity built up in your home over many years and spend it without having to sell.
As long as you are at least 62 years of age, you can apply for this mortgage which puts cash back in your pocket so you can enjoy your retirement the way you had always hoped and dreamed.
Retirees have the choice of being paid in several different ways including a line of credit, monthly instalments, a lump sum or even a combination of all three.
As long as the terms of the loan are met, it does not require repayment until either the homeowner sells or the last surviving borrower passes away.
It’s a really clever way to capitalize on the value of your asset to finance your sunset years.
House prices in Fresno have continued to climb, up 7.3 per cent in almost three years and an incredible 72 per cent in the last eight.
Those houses had reached an average price of $381,978* (https://www.zillow.com/home-values/18203/fresno-ca/).
Already, 1,251 residents in the Fresno area have purchased a reverse mortgage with 48 taking advantage of one in the last 12 months*.
About Fresno, California
Fresno takes its name from the Spanish word for ‘ash tree’ which are in abundance in the area.
It was founded as a railway station in 1872 but developed into a large-scale agricultural producer.
Close to the geographic center of California, Fresno lies 220 miles north of Los Angeles and is now the third-largest majority-Hispanic speaking city in the United States with 50.5 per cent being Hispanic.
Its biggest population explosion occurred in the 1980s as the city’s population grew by 63 per cent.
It now sits at around 550,000 making it the fifth-largest in the state behind Los Angeles, San Diego, San Jose and San Francisco.
Despite its intense summer heat, the city is best known for its gardens.
The Forestiere Underground Gardens, a series of subterranean structures modeled on Roman architecture and carved out in the early 20th century, and the Shinzen Japanese Garden are the most popular attractions among tourists.
The art deco Tower Theater, built in 1939, is also worth a visit.
Fresno is known as the gateway to Yosemite National Park.
Residents of Fresno are known as Fresnans.
Contact your Fresno reverse mortgage lender today.
Dennis and his team at Reverse Your Thinking would love to explore whether a reverse mortgage is right for you.
He would welcome a no obligation conversation if you call him at (559) 917-4955.
*As of February 2026
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